I’ve finally found the energy to calculate how lucrative rewards card sign-up bonuses were for the Whitmores in 2012. It was easier to do this year since I could pull up old posts on my app parties.
Here’s our 2012 year in review, rewards card edition:
Our combined household total for 2012 was 1,375,000 miles/points, just from sign-up bonuses. We also raked in 4 hotel certificates (easily worth 150,000 pts.), $450 in statement credits, 16 lounge passes, and a companion ticket on Alaska Air (before it was downgraded).
This doesn’t even count points earned from purchases that we ran through our credit cards. If you want to know how we met all those minimum spending requirements – check out this page.
I think we did pretty well. I mean, we “crushed it!” I know there are people and couples who out-did us, but this is what we felt comfortable doing, and our credit scores are still in good-to-great condition.
We’re always more conservative with Jordan’s applications, because she wants to be, and I respect the he** out of that. She did still apply for 13 cards, but applying for business cards is a huge advantage to being able to protect your personal credit AND maximize your miles & points stash.
We took some incredible journeys last year to Paris, Dubrovnik, the Greek Isles, San Francisco, Venice, Chicago, Puerto Vallarta, NYC, Las Vegas, and a few other domestic spots. We already have trips to Thailand, Dublin, and the Bahamas planned for this year.
We mostly flew in business class and stayed in suites, and there’s no way we could afford to travel like this without the help of sign-up bonuses from rewards cards.
If you’re going to apply for credit cards, make sure that your credit score is in good condition, that you’re monitoring your score, never making a late payment, and always paying your c.c. bills off in full.
If you can do all of that, then you can reap the rewards of being able to travel classy for pennies. Just be ready for the questions from your friends…”How do you travel so much???”
If you’re looking to apply for some cards, don’t hesitate to shoot me an email (firstname.lastname@example.org, or check out my sick deals page. And a big thanks if you apply through the blog! Smooch.
— Geoff Whitmore