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Chase has made some changes to the Ink Plus and Ink Bold business credit cards. Calm down, take a deep breath…it’s good.
The Ink Plus® Business Card & Ink Bold® Business Charge Card now, for a limited time, come with a 60,000 Ultimate Rewards sign-up bonus! That’s 10,000 more Ultimate Rewards points than the standard offer. And the minimum spending requirement remains the same at $5,000 in purchases within the first 3 months of card membership. Chase also raised the sign-up bonus to $300 on the Ink Cash business card.
(Disclaimer: I receive a referral credit if you apply for these cards through the blog. Thanks for the support if you do!)
The only difference between the Ink Bold® Business Charge Card & Ink Plus® Business Card is that the Bold is a charge card (meaning, you are required to pay the balance in full each month) and the Ink Plus is a credit card, giving you flexibility to pay your balance over time (with interest).
Jordan and I have had multiple Ink cards in our household, through businesses with EIN’s and as sole proprietors. Yes, it’s possible to have both versions of the Ink for one business since they are completely different products, and you can have multiple versions of each card if you have multiple businesses.
The Ink cards were already must have business cards with the 50,000 UR offer, so this definitely sweetens the deal. Not only is this a great sign-up bonus, but the Ink cards pack a lot of value with other perks. I’ve loved earning 5x Ultimate Rewards points through my phone services, internet, satellite, and office supply stores purchases. And you will also get 2x UR points per $1 spent on gas, and hotels (booked directly from the hotel).
The Ink Plus and Ink Bold cards earn uber valuable Ultimate Rewards points. UR points can be transferred out to many top travel programs. You can also combine your Ink Ultimate Rewards points with another UR earning card like the Chase Sapphire Preferred® Card, or a household member’s UR account.
It’s worthing noting that the $95 annual IS waived for the first year. Gotta love that. Long term the benefits of the Ink cards are easily worth the $95 annual fee if you’re maximizing them.
If you are looking for a business rewards credit card, then I highly recommend thinking about one of these Ink cards. The sign-up bonus is great, and the features can help you rack up uber versatile Ultimate Rewards points, which is my second goal in life.
Don’t hesitate to email me at geoff @ noobtaveler.com if you have any questions. I don’t bite.
— Geoff Whitmore