February App partay update. US Airways Barclays 40,000 card success.

Hey Noobs,

I wanted to give y’all a quick update on my first credit card app fest of 2012.

I went pretty conservative on the apps this time around since I’ve already taken advantage of the best offers out there. I currently hold in my wallet the Chase Sapphire Preferred Card, Southwest, Priority ClubStarwood Preferred Guest, US Airways, and a few others. My wallet is fat!

Anywho, last night I applied for the New Ink BoldCiti AA Business, and US Airways Barclays cards. I was going to do an Amex, but decided I was going to wait. Mainly because Amex, Citi, and Chase all pull Experian where I live. Bummer.

The Chase Ink Bold and Cita AA business cards are both still being processed. I am optimistic I’ll be getting approved for both of those in no time. I plan on calling the reconsideration numbers and working through those today. I will update you on those applications soon.

In the past, I have blogged about the possibilities of a true “churn” with the US Airways card. Well, it is churnable because I did it. CHURN success!

The DEETS:

After playing US Airway’s Grand Slam last year, I applied for the US Airways 40,000 card in November. I received my 40,000 miles bonus in December. Because I was in the middle of an app partay in November, I received the US Airways PLATINUM (lower level) card with a credit limit of only $2,500. Not cool.

When I applied last night, I was not instantly approved. I didn’t think I would be because I’m still holding my US Airways card. However, when I called the reconsideration line, the rep couldn’t understand why I wasn’t instantly approved. He said, “your credit is great and I’m going to approve you for this card.” He didn’t one time mention that I’m already holding the US Airways card which shocked me. I was prepped and ready to answer his questions but they never came. Churn success complete.

DOS versions?

I was approved for the US Airways PREMIER (higher level) card with a credit limit of $7,500. I guess this is technically a different version of the same card, but Barclays may view these as different cards because they have different credit requirements and limits. There are still many people getting two PREMIER cards.

If you applied and received the lower level US Airways PLATINUM card and your credit has bounced back, I would suggest thinking about adding this app to your next churn party. Of course, YMMV.

Sum it UP…

As always, only apply for cards if your credit is in good enough condition to handle the hard inquiry.

I love this card because:

  • 40,000 miles on first swipe
  • US Airways is in the Star Alliance
  • Barclays pull Transunion in my area
  • Free lounge pass
  • 10,000 bonus miles every anniversary
  • Adding 40,000 (now 80,000) to my Grand Slam earnings is HUGE.

You can read my full review of the US Airways 40,000 card in my previous post.

I’m very happy so far with my 2012 churn results and I’m hoping to have more positive info to blog about soon.

— Noob Master

  • Maury

    I was waiting for you to post this. I guess I am going to churn this card also. Did you already have the AA Business card? Thanks

    • Noob Master

      Hey Maury- I haven’t had the Citi biz card before, but my wife has. Are u thinking about churning it as well?

      • Maury

        If that card can be churned. Then I will do it also even though I have had it in the past but it was downgraded to a no fee card last year. I heard from another blogger that the Citi Biz card can be churned.

        • Noob Master

          Yes, the Citi Biz can be churned. They may require some additional documents such as proof of address or bank account. The best results have been when reapplying w/ an EIN.

          • Maury

            When I first applied for that card I was not asked anything about a business.

            • Noob Master

              Yeah, in the last 6 months Citi has gotten stricter about their Biz cards.

  • arjun

    Congrats on your successful churn. I currently hold the premiere, would you say probably no dice if I tried to churn?

    • Noob Master

      Hey Arjun- Thanks! There have been several people who have been successful applying for the “premier” version twice.

  • lakings91

    Does one have to hold “Chairman” Status to get 40000 points? That is stipulated in the offer.

    • http://www.NoobTraveler.com/ Noob Traveler

      Many readers have been approved for the US Airways card while not having “Chairman” status. I was able to get two US Airways cards without Chairman status, so you should be golden.

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